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In this case, after the mortgage-credit relations of the seller immediately receives the money from the Bank, the buyer when- acquires all rights of the owner of the object of purchase that cast Menno mortgaged in the Bank. In damping of credit shall be made upon demand of the Bank for the account funds received on the account of the borrower, or by any foreclosure. Operations with securities. The currency exchange. Medieval money-changing offices were predecessors ban cov, and the money changers — the predecessors of bankers; they took the cash nye deposits with the merchant for storage and specialized in money exchange different cities and countries. Financial advising. In practice, no such division, basic loan conditions Odie- nakova for taking credit for 1 year or 10 years. The borrower repays the loan and pays the percentage in accordance with the loan agreement. After assessing the borrower's creditworthiness and benefits- ness credit operations, the Bank enters into with the borrower of the credit agreement (credit agreement). The guarantor can be any entity (Bank, Association, company, etc.). the borrower transfers from your checking account to the Bank the appropriate amount of money. Under Russian law to banking operations include: Attracting deposits from individuals and legal individuals. Its liabilities commercial Bank meets all in- appropriate means and property which may be imposed a penalty. For example, to obtain interbank loan Bank-loan- expert provides to the lender the following documents: • the application; • notarized copies of constituent documents (Uch- radially agreement, Charter, certificate of incorporation) • notarized card (original) with samples under- the pussy of managers and chief accountant of the Bank and print the Bank; • notarized copy of license of the Bank (the"correspondent" and "currency", if available); • Bank balance as of the last reporting date (first day of the month) and the current date. One of the first such ways steel savings deposits, which banks accept under percentage.

Lending practices, registration and repayment of loans adjustable- safeguards the loan agreement. Its liabilities commercial Bank meets all in- appropriate means and property which may be imposed a penalty. The overdraft facilities is a combination of a loan account with a current and can have debit or credit balances. The main criterion for the redistribution of resources you steps the profitability of their use by the borrower. The essence of the loan is manifested in its functions.

List the principles of activity of commercial Bank. Gradually collecting the funds can remain free until they are investment. Analysis of balance sheet liquidity is to compare funds the assets are grouped according to their degree of liquidity and located in descending order of liquidity, obligations, liabilities, sgroup- perovanni on the maturity date thereof and arranged in the order of increasing deadlines. The entire risk from its commercial Bank operations takes over. Unlike the guarantee a guarantee is not an act, supplementary to credit agreement. The main criterion for the redistribution of resources you steps the profitability of their use by the borrower. Acquiring claims from third parties the execution of duties- to dominate in cash. 4. However, on the other hand, in the case a sufficiently large public debt, the liquidity of the economy indirectly changes and over-borrowing can cause VAT structural imbalances.

For back guarantee financial loan use different types ensure this return.

But not all banking transactions on a daily basis are used in practice specific banking institutions (for example, running international settlements or trust operations).


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Services banks. Financial Advice. Financial set Ltd.